{"id":883,"date":"2022-05-24T09:39:39","date_gmt":"2022-05-24T09:39:39","guid":{"rendered":"http:\/\/kbinsurance.in\/?page_id=883"},"modified":"2022-05-24T11:51:39","modified_gmt":"2022-05-24T11:51:39","slug":"general-insurance","status":"publish","type":"page","link":"https:\/\/kbinsurance.in\/?page_id=883","title":{"rendered":"General Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"883\" class=\"elementor elementor-883\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e99129 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e99129\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4416359\" data-id=\"4416359\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-754968b elementor-widget elementor-widget-heading\" data-id=\"754968b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.5 - 27-04-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">General Insurance<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e7c95d elementor-widget elementor-widget-heading\" data-id=\"8e7c95d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Guarantees for the \"if\" in life.<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5e7d839 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5e7d839\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dff9b26\" data-id=\"dff9b26\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5bae2c elementor-widget elementor-widget-text-editor\" data-id=\"e5bae2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.5 - 27-04-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><b>General insurance<\/b>\u00a0or non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance is typically defined as any insurance that is not determined to be\u00a0<a title=\"Life insurance\" href=\"https:\/\/en.wikipedia.org\/wiki\/Life_insurance\">life insurance<\/a>. It is called\u00a0<b><a title=\"Property insurance\" href=\"https:\/\/en.wikipedia.org\/wiki\/Property_insurance\">property<\/a>\u00a0and\u00a0<a title=\"Casualty insurance\" href=\"https:\/\/en.wikipedia.org\/wiki\/Casualty_insurance\">casualty<\/a>\u00a0insurance<\/b>\u00a0in the\u00a0<a title=\"United States\" href=\"https:\/\/en.wikipedia.org\/wiki\/United_States\">United States<\/a>\u00a0and Canada and\u00a0<b>non-life insurance<\/b>\u00a0in Continental Europe.<\/p><p>In the\u00a0<a title=\"United Kingdom\" href=\"https:\/\/en.wikipedia.org\/wiki\/United_Kingdom\">United Kingdom<\/a>, insurance is broadly divided into three areas: personal lines, commercial lines and London market.<\/p><p>The\u00a0<a class=\"mw-redirect\" title=\"London market\" href=\"https:\/\/en.wikipedia.org\/wiki\/London_market\">London market<\/a>\u00a0insures large commercial risks such as supermarkets, football players and other very specific risks. It consists of a number of insurers, reinsurers,\u00a0<a title=\"Protection and indemnity insurance\" href=\"https:\/\/en.wikipedia.org\/wiki\/Protection_and_indemnity_insurance\">P&amp;I Clubs<\/a>, brokers and other companies that are typically physically located in the\u00a0<a title=\"City of London\" href=\"https:\/\/en.wikipedia.org\/wiki\/City_of_London\">City of London<\/a>.\u00a0<a title=\"Lloyd's of London\" href=\"https:\/\/en.wikipedia.org\/wiki\/Lloyd%27s_of_London\">Lloyd&#8217;s of London<\/a> is a big participant in this market.\u00a0<sup id=\"cite_ref-1\" class=\"reference\"><\/sup>The London market also participates in personal lines and commercial lines, domestic and foreign, through\u00a0<a title=\"Reinsurance\" href=\"https:\/\/en.wikipedia.org\/wiki\/Reinsurance\">reinsurance<\/a>.<\/p><p><a class=\"new\" title=\"Commercial lines (page does not exist)\" href=\"https:\/\/en.wikipedia.org\/w\/index.php?title=Commercial_lines&amp;action=edit&amp;redlink=1\">Commercial lines<\/a>\u00a0products are usually designed for relatively small legal entities. These would include workers&#8217; compensation (employers liability), public liability,\u00a0<a title=\"Product liability\" href=\"https:\/\/en.wikipedia.org\/wiki\/Product_liability\">product liability<\/a>, commercial fleet and other general insurance products sold in a relatively standard fashion to many organizations. There are many companies that supply comprehensive commercial insurance packages for a wide range of different industries, including shops, restaurants and hotels.<\/p><p><a class=\"new\" title=\"Personal lines (page does not exist)\" href=\"https:\/\/en.wikipedia.org\/w\/index.php?title=Personal_lines&amp;action=edit&amp;redlink=1\">Personal lines<\/a>\u00a0products are designed to be sold in large quantities. This would include\u00a0<a class=\"mw-redirect\" title=\"Auto insurance\" href=\"https:\/\/en.wikipedia.org\/wiki\/Auto_insurance\">autos<\/a>\u00a0(private car),\u00a0<a title=\"Home insurance\" href=\"https:\/\/en.wikipedia.org\/wiki\/Home_insurance\">homeowners<\/a>\u00a0(household), pet insurance, creditor insurance and others.<\/p><p><a title=\"ACORD\" href=\"https:\/\/en.wikipedia.org\/wiki\/ACORD\">ACORD<\/a>, which is the insurance industry global standards organization, has standards for personal and commercial lines and has been working with the Australian General Insurers to develop those XML standards, standard applications for insurance, and certificates of currency.<\/p><h5><span id=\"Types_of_general_insurance\" class=\"mw-headline\">Types of general insurance<\/span><\/h5><p>General insurance can be categorized in to following:<\/p><ul><li><a title=\"Travel insurance\" href=\"https:\/\/en.wikipedia.org\/wiki\/Travel_insurance\">Travel insurance<\/a>: Travel insurance can be broadly grouped into: individual travel policy, family travel policy, student travel insurance, and senior citizen health insurance.<\/li><li><a title=\"Home insurance\" href=\"https:\/\/en.wikipedia.org\/wiki\/Home_insurance\">Home insurance<\/a>: Home insurance protects a house and its contents.<\/li><li>Marine Insurance: Marine cargo insurance covers goods, freight, cargo, and other interests against loss or damage during transit by rail, road, sea and\/or air.<\/li><li>Commercial Insurance: Commercial insurance encompasses solutions for all sectors of the industry arising out of business operations.<\/li><li>Accident Insurance :Accidents of different types are possible at any time, at any place and in case of any person or object. Persons and vehicles are more prone to accidents causing injuries and damages.<\/li><li>Fire Insurance :In order to get the asset, stock or machines insured against fire, a proposal form is to be filled in and submitted to the insurance company. The insurance company examines the proposal with due regards to various factors and the periodical amount of premium is fixed.a insurance policy is then issued in favour of the applicant<\/li><li>Theft Insurance<\/li><li>Property Insurance<\/li><li>Aviation insurance<\/li><li>Livestock insurance<\/li><li>Crop insurance<\/li><\/ul><p>\u00a0<\/p><p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f8ad88f elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f8ad88f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19076a4\" data-id=\"19076a4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7a63e8 elementor-widget elementor-widget-heading\" data-id=\"a7a63e8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Free Estimation<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75947b9 elementor-widget elementor-widget-heading\" data-id=\"75947b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quote for general insurance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-029fbda elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"029fbda\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"http:\/\/kbinsurance.in\/?page_id=16\" class=\"elementor-button-link elementor-button elementor-size-md\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get A Quote<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>General Insurance Guarantees for the &#8220;if&#8221; in life. General insurance\u00a0or non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance is typically defined as any insurance that is not determined to be\u00a0life insurance. It is called\u00a0property\u00a0and\u00a0casualty\u00a0insurance\u00a0in the\u00a0United States\u00a0and Canada and\u00a0non-life insurance\u00a0in Continental Europe. In &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/kbinsurance.in\/?page_id=883\"> <span class=\"screen-reader-text\">General Insurance<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-883","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kbinsurance.in\/index.php?rest_route=\/wp\/v2\/pages\/883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kbinsurance.in\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kbinsurance.in\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kbinsurance.in\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/kbinsurance.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=883"}],"version-history":[{"count":13,"href":"https:\/\/kbinsurance.in\/index.php?rest_route=\/wp\/v2\/pages\/883\/revisions"}],"predecessor-version":[{"id":917,"href":"https:\/\/kbinsurance.in\/index.php?rest_route=\/wp\/v2\/pages\/883\/revisions\/917"}],"wp:attachment":[{"href":"https:\/\/kbinsurance.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}